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FHA & HUD Guide

What is a foundation certification?

An overview of manufactured home foundation certifications—and why FHA, VA, and other loans require a licensed engineer's certification.

Why is this certificate required?

If you are buying, selling, or refinancing a manufactured home, your lender will likely require this certificate before closing.

Lender Requirement

It is mandatory for Federal (FHA and VA) loans. Federal lenders cannot approve financing without this report.

Compliance Assurance

It confirms that the foundation meets federal safety and structural standards.

Peace of Mind

It ensures your home's foundation is secure and stable.

Cost, timing & coverage

We understand that real estate transactions operate on tight deadlines.

  • Fast Turnaround: typically 3–5 days after contract initiation—or 1–2 days with Rush service (remote Rush as fast as 6 hours).
  • Affordable Pricing: remote services start at $300, based on location and complexity.
  • Statewide Coverage: certifications across California and Oregon, including Sacramento, the Bay Area, and Southern California.
  • Remote Options: for homes in rural areas with reliable high-speed internet, we offer remote inspections to save you time and travel costs.

Ready to get certified?

Getting your Foundation Certificate is quick and easy. Our licensed engineers are ready to help you close your loan.

View our certification process

Service Areas

Foundation certification service coverage

We provide FHA/HUD-ready foundation certifications across California and Oregon. Remote inspections are available statewide in both states for homes with reliable high-speed internet.

California Service Areas

Greater Sacramento & Surrounding Areas

  • Sacramento County: Sacramento, Elk Grove, Citrus Heights, Folsom, Galt, Rancho Murieta
  • Placer County: Roseville, Rocklin, Auburn, Lincoln, Meadow Vista, Colfax, Foresthill, Sheridan
  • El Dorado County: Placerville, El Dorado Hills, Cameron Park, Coloma, Camino
  • Nevada County: Grass Valley, Nevada City
  • Yolo & Sutter/Yuba Counties: Woodland, Yuba City, Rio Oso, Pleasant Grove, Marysville, Wheatland, Olivehurst
  • Butte, Shasta, Glenn, Tehama: Oroville, Palermo, Gridley, Redding

San Francisco Bay Area

  • Alameda County: Oakland, Berkeley
  • Contra Costa County: Concord, Walnut Creek

Central Valley & Southern California

  • San Joaquin & Stanislaus: Stockton, Lodi, Modesto
  • Kern County: Rosamond, Lancaster, Palmdale, Tehachapi
  • Los Angeles County: Los Angeles, Long Beach, Lancaster, Palmdale
  • Inland Empire (San Bernardino & Riverside): San Bernardino, Victorville, Rancho Cucamonga, Ontario, Riverside, Corona, Temecula, Moreno Valley

Oregon Service Areas

See our dedicated Oregon coverage page →

Portland Metro & Willamette Valley

  • Multnomah County: Portland, Gresham, Troutdale, Fairview
  • Washington County: Beaverton, Hillsboro, Tigard, Tualatin, Forest Grove
  • Clackamas County: Lake Oswego, Oregon City, Milwaukie, West Linn, Happy Valley
  • Marion & Polk Counties: Salem, Keizer, Woodburn, Dallas, Silverton
  • Lane County: Eugene, Springfield, Cottage Grove, Junction City
  • Linn & Benton Counties: Albany, Corvallis, Lebanon, Philomath

Southern & Central Oregon

  • Jackson County: Medford, Ashland, Central Point, Phoenix, Talent
  • Josephine County: Grants Pass, Cave Junction
  • Douglas County: Roseburg, Sutherlin, Winston, Myrtle Creek
  • Klamath County: Klamath Falls, Chiloquin
  • Deschutes County: Bend, Redmond, Sisters, La Pine
  • Crook & Jefferson Counties: Prineville, Madras, Culver

Oregon Coast & Eastern Oregon

  • Coastal Counties (Clatsop, Tillamook, Lincoln, Coos, Curry): Astoria, Tillamook, Newport, Lincoln City, Florence, Coos Bay, Brookings
  • Umatilla, Union & Baker Counties: Pendleton, Hermiston, La Grande, Baker City
  • Malheur County: Ontario, Vale, Nyssa
Don't see your city listed? No problem. We network with professional home inspectors throughout California and Oregon and have remote inspection options available statewide.

Ready to get certified?

Our licensed engineers are ready to help you close your loan. Fast, statewide service across California & Oregon.

The online form gets your project started right away. (916) 572-1002

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